Portal Forum General General Discussion Home Ownership Reply To: Home Ownership

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@Maize wrote:

@Beauner wrote:

All this talk is making me really dread trying to buy my own house here in a few months (hopefully).

It’s actually not that bad. It seems daunting at first, but if you find a good realtor that can take you through all the steps, it ended up being way easier than I expected.

It isn’t that bad. It’s just bad when you can only qualify for certain loans and you ha e to jump through hoops. If you can do conventional, it is pretty cut and dry.

As said above, find a good realtor who doesn’t just want to sell a house and isn’t lazy and you will get off on the right foot. Then find an experienced mortgage banker/broker, it’s easier at smaller, hometown type banks and they will take the time to explain everything to you. When I swore off Wells Fargo, I got a mortgage guy who had been doing it for 2 years. I knew more than he did about the process and was constantly calling him checking to ensure things were moving properly.