All this talk is making me really dread trying to buy my own house here in a few months (hopefully).
Didn’t fret. Vera and I had no way of putting enough down to offset mortgage insurance. We did the math, we were still set to not pay more than we were when we were renting a house.
No arbitrary increases, no sharing a yard (we have dogs), we can do what we effing want with the joint, and oh yeah, building equity. No-brainer for us. Of course, we did not buy/build an expensive place.