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#153755 Quote
Jane FondaJane Fonda

    @dryfly wrote:

    Near Hat – have you talked to an appraiser? Not the bank supplied one but somebody you select on your behalf? Ask him to see if there is anything they can piece together to build a string of transactions that produces a ‘comparable’?

    Yep, did that. The problem is that all of my bedrooms (all are legal with egress windows) are below grade according to the bank and mortgage companies, every one I talked to, they don’t count as bedrooms when looking at comparables. So, I have a 0 bedroom house, when looking for comparables. The whole thing is idiotic, because obviously they count for the actual appraisal, because the appraiser bases the value on having 3 bedrooms. I fought it for years, and gave in, and now deal with mortgage insurance.