- GoldenHas donated $ to the upkeep of GPL
For me, it was important to pay attention to what the actual payments were on the house. Even based on my salary, I got approved for a loan WAY higher than I was comfortable with.
Also there is the option to drop PMI once you hit the 20% mark. We currently sit at 18% and it is driving me crazy. Making up the difference out of pocket is unfortunately not an option for us right now. You have to pay for the assessment on your own and there is some additional paperwork with the bank, but do not believe there are any additional costs.