Reply To: Home OwnershipPortal › Forum › General › General Discussion › Home Ownership › Reply To: Home Ownership March 27, 2015 at 1:57 pm #153575 Quote rowshkexUp0Down::There’s no way we could swing a 15-year at this point. If anything I can just do a 30-year and double my monthly payment later, right? Isn’t the biggest difference between 30-year and shorter terms the difference in interest on the loan?